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first-time buyer

first time buyer mortgages Good news for first time buyers! Many lenders have changed to their lending policies to help you take this important first step onto the property ladder.

Income multiples are becoming a thing of the past as a growing number lenders move to more sensible ways of calculating affordability. It is now possible to obtain a mortgage that may exceed 5 x joint income as long as you are able to afford it.

Furthermore, there are an increasing number of 100% mortgage deals available to first time buyers. These can be particularly useful in helping you purchase your first home before having to save for a deposit.

You may also wish to consider other options like shared ownership, the government’s key worker scheme or a guarantor mortgage, where a parent guarantees to meet your repayments if you can’t.

How Active Mortgage Advice can help

At Active Mortgage Advice we specialise in guiding first time buyers through the mortgage maze and house buying process. If you would like more information, please feel free to contact us on 0800 808 7007.

Your home may be repossessed if you do not keep up repayments on your mortgage.
No need to pay us a fee, unless you would like to receive the commission paid by the lender. more info
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Active Mortgage Advice is a trading style of Active Financial Advice Limited, an appointed representative of Sesame ltd which is authorised and regulated by the Financial Services Authority. Sesame is entered on the FSA register (www.fsa.gov.uk/register) under reference 150427.

Brighton Office: 219b Preston Road, Brighton, East Sussex BN1 6SA
London Office: 88 Kingsway, London WC2B 6AA

Registered in England Reg No. 3715572
Registered Office: 45 Eaton Place, Brighton, East Sussex BN2 1EG